A damaged car is declared a "total loss" when the estimated cost of making repairs exceeds the actual cash value (ACV) of the car. To get an insurance payout for a car that is a total loss, you must ...

Christy Bieber has a JD from UCLA School of Law and began her career as a college instructor and textbook author. She has been writing full time for over a decade with a focus on making financial and ...

A lienholder can request car payments on a totaled car if the loan hasn't been paid in full. The fact that the car is totaled does not relieve the borrower of their obligation to repay the loan. If a ...